Experts in the field of real estate called the lack of mortgage crediting of citizens a major factor that hinders the whole housing market.

The increase in term of the mortgage up to 20-30 years and decreasing rates of 12-14% per annum can wake up the housing market in Ukraine, which is now in a state of stagnation.

With an affordable mortgage could be expected, according to experts, not only increasing the number of transactions in the property market, but some growth in housing prices.

The outgoing year was not pleased with the number of mortgage loans, as credit conditions have become even more tightening, and interest rates on loans at the end of the year showed strong growth.

In most cases, people use credit when they do not have amounts to 20 thousand dollars for the purchase of housing and mortgage term is limited to three - five years.

Strict policy of banks in mortgage lending until the complete minimize granting credits related, according to an expert Sergei Kostetskii, with the expectation of a new wave of global financial crisis, when it is difficult to predict the rate of hryvnia and calculate the interest on mortgage loans.